Home, Fine Art and Contents

A-Plan Rural Home and Contents Insurance

A-Plan Insurance For Rural (previously known as R K Harrison) is a specialist division of A-Plan Insurance (a Howden Company), providing insurance solutions for the rural community.

Household contents policy highlights

New for old, because market value falls short
Many of your treasured possessions lose value over time. If you have a market value policy, depreciation can leave you worse off in a claim.

Warranty free (no small print to worry about)
All our policies are generously worded, that is, free of tricky obligations, technicalities and tripwires.

We design them to be useful when you need them, not look for ways not to pay.

High single item limit: choose terms that really protect you
One tripwire high net worth individuals can fall down on is the single article limit. The policy limit in the headlines might sound useful, but when a policy scrimps on single article limits, you can find yourself desperately under-insured, come claim time.

Worldwide cover
Peace of mind that wherever you are in the world, your possessions and jewellery are covered.

Home emergency cover included
Plumbing, infestations, heating and more – all covered.

Art, antiques and collectibles cover
Helping you value and protect your collection.

Legal expenses cover for private legal matters
Additional peace of mind for whatever comes your way.

Simple, easy to read documents
Some policies need a law degree to follow – ours don’t.

Speak to our rural specialist team for professional insurance advice