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- Home, Fine Art and Contents
Home, Fine Art and Contents
Policies to protect your most treasured possessions.
Looking for Household insurance with high-value contents protection? As the CLA's insurance partner, we offer tailorable cover for higher value homes and their precious contents.Get a quote
A-Plan Rural Home and Contents Insurance
A-Plan Insurance For Rural (previously known as R K Harrison) is a specialist division of A-Plan Insurance (a Howden Company), providing insurance solutions for the rural community.
Household contents policy highlights
New for old, because market value falls short
Many of your treasured possessions lose value over time. If you have a market value policy, depreciation can leave you worse off in a claim.
Warranty free (no small print to worry about)
All our policies are generously worded, that is, free of tricky obligations, technicalities and tripwires.
We design them to be useful when you need them, not look for ways not to pay.
High single item limit: choose terms that really protect you
One tripwire high net worth individuals can fall down on is the single article limit. The policy limit in the headlines might sound useful, but when a policy scrimps on single article limits, you can find yourself desperately under-insured, come claim time.
Peace of mind that wherever you are in the world, your possessions and jewellery are covered.
Home emergency cover included
Plumbing, infestations, heating and more – all covered.
Art, antiques and collectibles cover
Helping you value and protect your collection.
Legal expenses cover for private legal matters
Additional peace of mind for whatever comes your way.
Simple, easy to read documents
Some policies need a law degree to follow – ours don’t.
Speak to our rural specialist team for professional insurance advice
Talk to us to save yourself time and moneyTry us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.
Have dealt with various branches for 30 years. I have nothing but praise for the extremely competent way they have dealt with my house and car insurances.
Very satisfied Staff very helpful, new premium a very fair price, paperwork copy offered as well as email. Wish I’d changed to them years ago!
Mrs Dobson, 06.09.2021
I have been with A-plan for many years and find they are very helpful and friendly. I trust them to take care of all of my insurance needs. Wouldn't use anyone else.
Mr Garner, 04.09.2021
I have just renewed my public liability insurance with A-plan and Ben Blank was FANTASTIC saved me a fortune and made the whole process very simple. Outstanding service! Do yourself a favour phone Ben!
Mr Thompson, 03.09.2021
Renewal time Yep that time again and once again A plan stepped up...same service, same cover, same price as last year... very easy to deal with an very helpful so yet another year, I'm more than happy to remain at A plan cheers guys 👍
Mrs Ashton-Heyen, 01.09.2021
They seem to be people who care. I feel the people at A Plan care about you and do their best to give suitable advise and suggestions. They don't rush you into making a decision as to whether to use their company and make you feel that you have as good a piolicy as you can get.