An indemnity period is the time frame in which insurance companies will look to contribute towards a business interruption claim for loss of earnings. The indemnity period starts from the time of the initial loss and will operate while the rectification work is being carried out and will also continue once the business re-opens until
No-one wants to be a health and safety bore or a party-pooper at Christmas but the last thing you need is something going wrong in your business at this time of year! There are a few added risks you’ll need to be aware of to make sure accidents and misconduct don’t ruin the fun. From decorations blocking
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Starting your own business is a bold and exciting move, and for many, it’s a way of achieving freedom from working for someone else. However, many small businesses fall at the first hurdle, often by making the same common mistakes during their first year. Here are some of the pitfalls to watch out for and
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The colder weather may bring not only ice and snow, but high winds and flash flooding too. These are unpredictable and extreme winter weather conditions that every vehicle – private or commercial fleet – should be prepared for. How can your business minimise any unplanned vehicle downtime on account of the adverse weather conditions, and
If you’re lucky enough to have some spare rooms, you might be thinking about how you could generate some income by running your own B&B business. Here are a few things you need to know before you take the plunge and open your doors to paying guests. 1. It’s vital to know your target audience
Storm Callum has caused devastating floods and landslides across parts of the country over the last few days. Flood warnings are still in place in Wales and Scotland and homes and businesses were without power in England. In recent years, the threat of flooding has increased significantly, and these rough waters don’t appear to be
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