With an increasing percentage of the population choosing to become self-employed, it could be assumed that this is reflected in the uptake of relevant insurance policies. However, alarmingly this is not the case. Self-employment has increased from 3.3 million to 4.8 million over the last sixteen years*, yet many are not covered for the associated
If you are self employed you must complete and submit your tax return, plus pay any tax due, by 31st January. With a week to go, follow our quick tips for a speedy submission and avoid an unnecessary £100 penalty. Begin! Don’t leave completing your tax return until the final day. You’ll need time to
In business, as in life, things sometimes happen unexpectedly – things that are beyond your control, and that put your business in danger. Also known as a business continuity plan, a disaster recovery plan is there to give you a framework for action in the event of something catastrophic befalling your business. Making a plan
Life doesn’t always go to plan, and neither does business – that’s what insurance is for. Business insurance is an umbrella term for a huge range of insurance policies and add-ons that you can take out to protect your business from the unexpected, and in today’s post, we’re looking at the different things you might
An indemnity period is the time frame in which insurance companies will look to contribute towards a business interruption claim for loss of earnings. The indemnity period starts from the time of the initial loss and will operate while the rectification work is being carried out and will also continue once the business re-opens until
No-one wants to be a health and safety bore or a party-pooper at Christmas but the last thing you need is something going wrong in your business at this time of year! There are a few added risks you’ll need to be aware of to make sure accidents and misconduct don’t ruin the fun. From decorations blocking
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