Liability for your business

Protect your business with liability cover.

We have over 40 years experience helping businesses protect themselves with comprehensive public liability insurance.

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Comprehensive cover for the building trade

The right cover is vital for your business success. We can help you cover your tools, personal accident, liability and more.

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Contractors' insurance

Value insurance for contractors

For building contractors, the right cover is vital. But it can be complex, with policies having exclusions in some areas. We find you the right policy for your risk.

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Talk to us to save yourself time and money

Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.

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Window cleaning insurance

Cover for window cleaning vans

Window cleaning vans can require different insurance to other vans. Our expert team can find the right cover, including replacement vehicles.

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Professional indemnity insurance

Professional business indemnity.

If your business gives advice, or provides professional or design services, then professional indemnity insurance is vital.

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Directors & officers insurance

Cover for company directors

Company directors can be held personally responsible for events outside their control. Let us help you protect against action brought against you.

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Property

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Liability

It is very reassuring to have expert help over the phone when trying to unravel the complexities of insurance policies. Staff are very helpful and understanding and they follow through with what they say they will do for you. Much better than dealing with online companies.

Mr Turner, Sutton Coldfield, 01.06.2018

Courteous, friendly, professional, patient and very effective in finding the best solution for me. Happy to recommend at any time.

Mr McCloy, St. Albans, 01.06.2018

Polite helpful people at the end of the phone. They always return my calls and they kept me posted when my daughter was involved in an accident step by step with how the claim was going as well as ringing to find out if we were doing ok. Very thoughtful.

Mrs Morley, Banbury, 01.06.2018

Extremely professional efficient but friendly service. Listened to what I needed and understood how to help them actioned it. Brilliant.

Mrs Wright, Swindon, 03.05.2018

I always find it very difficult every year to re-evaluate our insurance for our possessions, things go up in price, and we purchase new things every year. However, the process A-Plan took me through was seamless, and it filled me with confidence that I had the correct cover and value.

Mr Millward, Welwyn, 28.03.2018

Average Health and Safety fines rise to £126,000

In 2016-17, the HSE had a 93 per cent conviction rate, with the average penalty costing organisations £126,000. Are your health and safety policies sufficient enough to avoid such a staggering fine? Worse than that, an unsafe working environment can result in injuries to your staff. And, in about 140 cases a year in the

The post Average Health and Safety fines rise to £126,000 appeared first on The A-Plan Blog.

May

What insurance do you need as a carer?

If you work in the care industry, your job revolves around caring for people who can’t care for themselves. Working as a self-employed carer, you’re a vital lifeline for those in need, but your job isn’t without its risks. It’s essential to have the right insurance in place to ensure you can keep doing what

The post What insurance do you need as a carer? appeared first on The A-Plan Blog.

May

The overlooked non-financial risks of a cyber-attack

More than ever before, organisations are aware of the potential financial impact of a cyber-attack. Many wrongfully assume that the steep, monetary burden of a cyber-attack (exacerbated by new, higher fines under the GDPR) is exclusively tied to damaged digital assets, lost records, and the price of investigating and reporting a breach. While those expenses

The post The overlooked non-financial risks of a cyber-attack appeared first on The A-Plan Blog.

May

Most Efficient Lorries Will Pay Less Tax in 2019

Beginning February 2019, lorries meeting the most recent Euro 6 emissions standards will be eligible for a 10 per cent reduction in the cost of the heavy goods vehicle (HGV) levy. Lorries that don’t meet the latest emissions standards will be expected to pay 20 per cent more in their HGV levy. Currently, the HGV

The post Most Efficient Lorries Will Pay Less Tax in 2019 appeared first on The A-Plan Blog.

Apr

A guide to becoming self-employed

No more commuting, working the hours you choose and doing something you love: working for yourself is a way of life as well as a job. Nothing beats the freedom of being your own boss, and if it’s something you dream of, here’s how to set yourself up as self-employed. Before you hand in your

The post A guide to becoming self-employed appeared first on The A-Plan Blog.

Apr

Van ownership: to lease or to buy?

As a sole trader or small business relying on a van (or fleet of vans) for your livelihood, a major decision you’ll need to make is whether to buy a van or lease one. Let’s look at the arguments on each side. Buying a van When you buy a van, the biggest advantage is that

The post Van ownership: to lease or to buy? appeared first on The A-Plan Blog.