Liability for your business

Protect your business with liability cover.

We have over 40 years experience helping businesses protect themselves with comprehensive public liability insurance.

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Comprehensive cover for the building trade

The right cover is vital for your business success. We can help you cover your tools, personal accident, liability and more.

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Contractors' insurance

Value insurance for contractors

For building contractors, the right cover is vital. But it can be complex, with policies having exclusions in some areas. We find you the right policy for your risk.

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Talk to us to save yourself time and money

Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.

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Window cleaning insurance

Cover for window cleaning vans

Window cleaning vans can require different insurance to other vans. Our expert team can find the right cover, including replacement vehicles.

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Professional indemnity insurance

Professional business indemnity.

If your business gives advice, or provides professional or design services, then professional indemnity insurance is vital.

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Directors & officers insurance

Cover for company directors

Company directors can be held personally responsible for events outside their control. Let us help you protect against action brought against you.

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Vehicle

Property

Package

Liability

Fully explained what was and was not covered by policy. Offered two separate quotes and gave unbiased opinion on merits of both.

Mr Mealing, Chelmsford, 03.07.2017

Your representatives were interested and asked questions that were relevant to ME, thus I believe they got me the best cover for my needs and at a price I can afford, quickly, efficiently and pleasantly.

Ms Cole, Ipswich, 03.07.2017

The gentleman I dealt with was an extremely professional person in terms of his product knowledge and also was very informative as to other products provided by A-Plan. This is the first time I have dealt with this organisation and without a doubt would happily recommend it to friends.

Mrs Caulfield, Beaconsfield, 01.07.2017

I used A-Plan insurance for my contents,and car, I have found them extremely helpful and easy to talk either on the telephone or in my local branch I would highly recommend them to all of my family and friends.

Mr Mill, Maidstone, 29.06.2017

Not only did you guys save me money but the guy I spoke to was really help full so I would just like to say thank you to him.

Mr Peters, Luton, 28.06.2017

End to credit and debit card surcharges

The government has announced that from 13th January 2018, businesses will not be allowed to add any surcharges for credit and debit card payments. This means that consumers will no longer be worse off when paying by card, either online or in a shop. The current rules, which have been in place since 2013, require

The post End to credit and debit card surcharges appeared first on The A-Plan Blog.

Jul

Small business confidence wavering

In the second quarter of 2017, confidence as measured by the Small Business Index*, wavered for the first time since the referendum vote last summer. After the steep rises that were seen towards the end of 2016 and early 2017, the headline confidence measure fell to +15, down from +20 in Q1 2017 (although still

The post Small business confidence wavering appeared first on The A-Plan Blog.

Jul

What are your obligations to gig economy workers?

The “gig” or sharing economy is composed of organisations that hire independent workers for short-term positions. The BBC defines it as “a labour market characterised by the prevalence of short-term contracts or freelance work, as opposed to permanent jobs”. Instead of a regular wage, workers get paid for the “gigs” they do, such as a

The post What are your obligations to gig economy workers? appeared first on The A-Plan Blog.

Jun

A guide to fire safety legal responsibilities

In light of the terrible and tragic events in London, we wanted to share this advice from Zurich Insider. This will help you and your business understand fire safety responsibilities for non-domestic premises. Zurich have also created a multi-disciplinary group to provide technical support and guidance which you can read about here. Legislation requires responsible

The post A guide to fire safety legal responsibilities appeared first on The A-Plan Blog.

Jun

Commercial insurance jargon buster – our top 10

Insurance is complicated enough, particularly when looking to cover the risks for your business. Here we give our explanations of the top 10 jargon terms seen in commercial insurance. We would also highly recommend that you read our “Guide to the Insurance Act“: Average clause – A policy condition that requires the amount of a

The post Commercial insurance jargon buster – our top 10 appeared first on The A-Plan Blog.

Jun

Nearly Every UK SME Owed £16,000 in Late Payments

More than half of Britain’s SMEs (52% in total) were owed an estimated total of £44.6 billion in late payments by the end of 2016, according to recent industry research*. That averages out to roughly £16,000 per SME; however, 1 in 10 were owed more than £100,000. This massive financial delay has been detrimental for

The post Nearly Every UK SME Owed £16,000 in Late Payments appeared first on The A-Plan Blog.