The government has announced that from 13th January 2018, businesses will not be allowed to add any surcharges for credit and debit card payments. This means that consumers will no longer be worse off when paying by card, either online or in a shop. The current rules, which have been in place since 2013, require

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In the second quarter of 2017, confidence as measured by the Small Business Index*, wavered for the first time since the referendum vote last summer. After the steep rises that were seen towards the end of 2016 and early 2017, the headline confidence measure fell to +15, down from +20 in Q1 2017 (although still

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The “gig” or sharing economy is composed of organisations that hire independent workers for short-term positions. The BBC defines it as “a labour market characterised by the prevalence of short-term contracts or freelance work, as opposed to permanent jobs”. Instead of a regular wage, workers get paid for the “gigs” they do, such as a

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In light of the terrible and tragic events in London, we wanted to share this advice from Zurich Insider. This will help you and your business understand fire safety responsibilities for non-domestic premises. Zurich have also created a multi-disciplinary group to provide technical support and guidance which you can read about here. Legislation requires responsible

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Insurance is complicated enough, particularly when looking to cover the risks for your business. Here we give our explanations of the top 10 jargon terms seen in commercial insurance. We would also highly recommend that you read our “Guide to the Insurance Act“: Average clause – A policy condition that requires the amount of a

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More than half of Britain’s SMEs (52% in total) were owed an estimated total of £44.6 billion in late payments by the end of 2016, according to recent industry research*. That averages out to roughly £16,000 per SME; however, 1 in 10 were owed more than £100,000. This massive financial delay has been detrimental for

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