Gas Engineer Insurance
Face challenges head on whilst backed by a specialist, tailor-made gas engineer insurance policy.
Why choose Howden for Gas Engineer Insurance?
We know how difficult and stressful it can be for tradesmen to find the insurance policies they need, and that’s why we do our best to do the heavy lifting instead, so you don’t have to. Thanks to the brilliant relationships we have with our selected panel of both standard and specialist insurers, we’re able to make the process of sourcing various gas engineer insurance options, on your behalf, simple and straightforward.
Here at Howden, our team of specialists also understand that each gas engineer insurance policy needs to be unique and tailored to each owner and their engineering business. That’s why we provide personalised services to our clients, which focuses on getting to know you and your business better, whilst also learning more about what you want from your gas engineers’ insurance policy.
So, what are you waiting for? Whether you need to make a claim, purchase a new gas engineer policy, or renew an existing one, just know that we’re always here to help.
Benefits of working with Howden:
- You can trust us – we’re rated Excellent on Trustpilot.
- We’re driven to save you time, money, and hassle.
- Benefit from a tailored service that comparison sites can’t provide.
- Speak with your local branch, within your community.
- We’re right by your side in the event of a claim.
What is Gas Engineer Public Liability Insurance?
Being a gas engineer or gas fitter comes with a great deal of responsibility and liability. Customers need reassurance and rely on your expertise to resolve what could be a majorly complex issue.
A gas engineer public liability insurance policy can help you not only reassure your customers, but also give you more freedom to do your job properly without fear of something going wrong. Accidents and setbacks can happen to anyone, and that’s where public liability insurance can step in.
Public liability insurance for gas engineers is designed to protect your business from third-party claims, whether that be from members of the public or clients. Claims could arise from your engineering work causing property damage or an accidental injury. Public liability cover will also support you financially if you need to fork out legal fees in response to legal disputes.
Ultimately, the role of this cover is to keep your business on its feet and operating in the event that something you’re liable for unexpectedly, unfortunately, or accidentally happens.
Do gas engineers need public liability insurance?
Yes, we’d recommend to any gas or heating engineer that they get public liability insurance. Although it’s not a legally required, public liability insurance is a must-have policy for tradesmen because of the support it provides their business against third-party claims that can arise at any moment.
What other Business Insurance do gas engineers need?
Other than the absolute must-have public liability insurance, a gas engineer or gas fitter can also choose to buy other insurance products to protect their business. Below is our range of gas engineer business insurance products that we can offer to support your business…
Public liability insurance
Gas engineers and gas fitters need public liability insurance to cover their business against third-party claims.
Employers’ liability insurance
If a gas engineering business employs anyone it’s a legal requirement that they have employers’ liability insurance in place.
Professional indemnity insurance
Do you offer professional advice as part of your service? This cover can help indemnify you if the advice caused financial loss.
Products liability insurance
This liability insurance can compensate anyone, on behalf of your business, that suffers as a result of the repairs or gas engineering work that you do.
Legal expenses insurance
Don’t let legal costs prevent your gas fitting business from operating as normal thanks to legal expenses cover.
Tools insurance
Gas engineers need their tools, and if they’re damaged, stolen, or lost, they’ll need replacing or repairing. Tools cover can help.
Personal accident insurance
If anyone that’s named under this insurance falls ill or has an accident and is unable to work, they’ll be covered.
Contract works insurance
Disruptions, delays or damages to your work can be harmful to your business. Contract works insurance can help minimise the harm it does.
Still not sure what business insurance you need to include as part of your overall gas engineer insurance policy? Don’t worry. Speak to a member of our specialist team today, and they can help you decide which insurances would be best suited for your gas engineering business.
How much is Gas Engineer Public Liability insurance?
The price of public liability insurance for gas engineers will depend on various factors. A premium can vary depending on the insurance provider you choose and your own insurance requirements. Because of that, it’s hard for us to predict exactly how much your gas engineer policy premiums will be before we’ve received any information from you.
However, we can tell you some of the factors that will impact how insurance providers calculate their premiums. This includes:
- The types and levels of cover you choose
- The excess you’re willing to pay
- Whether you pay upfront or in monthly instalments
- Your claims history
- The size of your business
- Where your business is located
The best way to find out exactly how much your gas engineer public liability insurance will cost is to get your hands on quote. Our team at Howden can help you do that, using the information you provide us to compare various different quotes based on their compatibility with your budget and insurance requirements.
Any client of ours can also opt to pay upfront or by direct debit through monthly instalments. It's your call.
Who do we also insure?
Not only can we help gas engineers, but we can also offer cover for a wide range of other tradesmen, such as:
- Bricklayers
- Builders
- Carpenters
- Car Valets
- Cleaners
- Contractors All-Risk
- Contractors
- Electricians
- Gardeners & Landscapers
- Handymen
- Limited Companies
- Market Traders
- Mechanics
- Painters and Decorators
- Plumbers
- Roofers
- Sole Traders
- Subcontractors
- Tradesmen
- Tree Surgeons
- Window Cleaners
Related Articles
Want to learn more about insurance for gas engineers? Have a read of the articles below that you can find on the Howden Blog!
- All you need to know about the Public Liability Insurance Certificate
- What's the average employer's liability insurance cost?
- Which tools are the most stolen?
Gas Fitters' Insurance FAQs
How does Gas fitters’ Insurance or Heating Engineers’ Insurance differ from Gas Engineer Insurance?
Gas fitter insurance or heating engineer insurance differs from gas engineer insurance in that these policies provide for different professions.
Gas fitters’ insurance cover specifically focuses on covering individuals or businesses that specialise in the installation of gas systems, which may include coverage for liability arising from faulty installation work or injuries resulting from improperly installed gas systems.
Heating engineers' insurance, on the other hand, is similar to gas engineer insurance but may have a broader scope, encompassing not only work related to gas systems but also other heating systems such as boilers, radiators, and central heating systems. Heating engineer insurance may include coverage for liability related to installation, maintenance, repair, and servicing of heating systems.
Do gas engineers need Professional Indemnity Insurance?
Yes, gas engineers often need professional indemnity insurance (PII). Professional indemnity cover is designed to protect professionals, including gas engineers, against claims of negligence, errors, or omissions arising from their professional services.
For gas engineers, PII can be crucial because they provide services that involve potential risks to property and safety. If you make a mistake or oversight in their work, such as incorrect installation or faulty repairs, it could result in property damage, injuries, or even fatalities. Professional indemnity policies helps cover the costs associated with legal defence, settlements, or compensation claims resulting from such incidents.
Do gas engineers need Employers' Liability Insurance?
Gas engineers will need employers’ liability cover if they have employees working for them. This policy can provide cover for claims made by employees who suffer injuries or illnesses as a result of their work. It helps protect both the employees and the employer by providing financial support for legal costs and compensation payments in the event of workplace accidents or injuries.
Public Liability Insurance
Public Liability Insurance you can trust
Look no further than an insurance broker for essential protection against third-party damage and injuries.
Employers Liability Insurance
Liability cover that protects you, your employees, and your business.
It’s essential that you and your business are ready when the unexpected happens. Look no further than Howden’s employers’ liability insurance.
Tools Insurance
Don’t let lost or stolen tools slow down your business, get specialist tools cover
Feel safe knowing that you have a back-up plan should the worst happen, thanks to comprehensive tools insurance.