Commercial combined insurance

In 2016-17, the HSE had a 93 per cent conviction rate, with the average penalty costing organisations £126,000. Are your health and safety policies sufficient enough to avoid such a staggering fine? Worse than that, an unsafe working environment can result in injuries to your staff. And, in about 140 cases a year in the

The post Average Health and Safety fines rise to £126,000 appeared first on The A-Plan Blog.

If you work in the care industry, your job revolves around caring for people who can’t care for themselves. Working as a self-employed carer, you’re a vital lifeline for those in need, but your job isn’t without its risks. It’s essential to have the right insurance in place to ensure you can keep doing what

The post What insurance do you need as a carer? appeared first on The A-Plan Blog.

More than ever before, organisations are aware of the potential financial impact of a cyber-attack. Many wrongfully assume that the steep, monetary burden of a cyber-attack (exacerbated by new, higher fines under the GDPR) is exclusively tied to damaged digital assets, lost records, and the price of investigating and reporting a breach. While those expenses

The post The overlooked non-financial risks of a cyber-attack appeared first on The A-Plan Blog.

Beginning February 2019, lorries meeting the most recent Euro 6 emissions standards will be eligible for a 10 per cent reduction in the cost of the heavy goods vehicle (HGV) levy. Lorries that don’t meet the latest emissions standards will be expected to pay 20 per cent more in their HGV levy. Currently, the HGV

The post Most Efficient Lorries Will Pay Less Tax in 2019 appeared first on The A-Plan Blog.

No more commuting, working the hours you choose and doing something you love: working for yourself is a way of life as well as a job. Nothing beats the freedom of being your own boss, and if it’s something you dream of, here’s how to set yourself up as self-employed. Before you hand in your

The post A guide to becoming self-employed appeared first on The A-Plan Blog.

As a sole trader or small business relying on a van (or fleet of vans) for your livelihood, a major decision you’ll need to make is whether to buy a van or lease one. Let’s look at the arguments on each side. Buying a van When you buy a van, the biggest advantage is that

The post Van ownership: to lease or to buy? appeared first on The A-Plan Blog.