6
Jun

Health & Safety Fines – One Year On

In February 2016, the new guidelines from the Sentencing Council came into force. These amendments dramatically increased fines for corporate manslaughter, food safety and hygiene offences, and health and safety offences. Prior to these dramatic revisions, courts were only able to deliver fines that had negligible effects on offenders. Within the first year, it has

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25
May

Business Interruption Cover – More Important Than Ever

Many business owners fail to consider how they would manage if a fire, natural disaster or, sadly, an act of terrorism rendered their business premises temporarily unusable. According to the Insurance Information Institute, more than 25 per cent of all businesses that close down following a disaster never open again. With advanced planning, there are

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15
May

The impact of WannaCry ransomware attack

Friday saw a widespread cyber attack that Europol, the EU’s law enforcement agency, has called the “largest ransomware attack observed in history”. The ransomware, which locks users’ files and demands a $300 (£230) payment to allow access, spread to an estimated 200,000 organisations in 150 countries round the world including FedEx, Renault and the Russian interior

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11
May

The Dangers of Underinsurance

We’ve all had the occasional average day but, when it comes to insurance, “average” is just about the last word you want to hear. Particularly if you’re in the midst of a burnt out building worrying about how you are going to rebuild, not just the building, but your business and the livelihoods of your

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